Loan for a business in operation

For any businesses already in operation. This loan can be used as a bridge loan, or to grow the business, acquire assets or consolidate the market.

  • Loan amount ranging from $15,000 to $75,000

  • Create or consolidate at least two jobs

  • Guarantees required: personal surety bond, life insurance (other guarantees may be required)

  • Interest rate based on the average rate applied by other business assistance centres, i.e., around 8.5% (this rate will be adjusted according to the project’s risk)

  • Amortization of the loan over a period of 24 to 36 months

Process for submitting a financing application

In order to provide a high quality service to entrepreneurs wishing to obtain financing, the CAEHM now offers to complete the online financing application form (step 1). Afterwards, a member of our team will contact you to complete the last 2 steps.




Fill out the Project Presentation and Applicant Profile form

Fill out the form



Fill out the grid to determine the eligibility of your financing application. (The grid will be emailed to you after you fill out the application form in Step 1).



Write a business plan (provide information about the members of management and data about the market and production)

General conditions for submitting a financing application


The CAEHM offers financing for entrepreneurs who meet the following general conditions:

– Be 18 or older

– Be a Canadian citizen or a permanent resident

– Carry out the project in the territory served by the CAEHM

– Have a satisfactory credit history (business and/or entrepreneur)

– Have a satisfactory personal assessment (entrepreneur)